Is the Rolex Submariner your dream watch?
If you’ve had your eyes set on a Submariner for some time but haven’t managed to save up enough cash, owning it can feel like it is just a dream.
But if you really want to wear one on your wrist without spending a large amount at once, then this article is for you!
Today, let’s check out the best Rolex Submariners you can finance through an alternative payment method and learn how this Rolex Submariner financing can help you turn your dream watch into a reality.
With their elegance and sophistication, these luxury watches will definitely be a great addition to your watch collection boxes.
Our favorite Submariner on this list is the Rolex Submariner Ref. M124060-0001. But let’s talk more about it later.
So, if you are interested in this subject and want to know more about these Rolex watches and Rolex financing options, keep reading our detailed guide below.
3 Rolex Submariners You Can Finance
If you’re looking for Rolex watches that will match your style and fit within your budget, here are three Rolex Submariners you can choose from.
These luxury watches are available in different payment options, including monthly payments or in one lump sum payment.
| Rolex Submariner | Price Range | Avg Monthly Payments |
| #1. Rolex Submariner Ref. M124060-0001 | Under $15,000 | $807 per month |
| #2. Rolex Two Tone Submariner Ref. M126613LN-0002 | Under $20,000 | $1,163 per month |
| #3. Rolex Submariner “Starbucks” Ref. M126610LV-0002 | Under $20,000 | $1,057 per month |
#3. Rolex Submariner “Starbucks” Ref. M126610LV-0002
Check Current Price | Average Monthly Payment = $1,057
- Dimensions: 41mm diameter, 12.3mm thickness
- Case Material: Stainless steel
- Water resistance: 300m
- Movement: Automatic
- Crystal: Sapphire
Our Experience With The Rolex Submariner “Starbucks” Ref. M126610LV-0002
The Rolex Submariner Ref. M126610LV-0002 is one of the highly coveted models of Rolex Submariners for its attractive green bezel and black dial that resembles the color palette of your favorite coffee shop — Starbucks.
Its iconic uni-directional rotating bezel is made of stainless steel with a green ceramic ring.
Besides its distinctive watch face, this Rolex timepiece houses a highly accurate in-house automatic movement with a power reserve of 70 hours.
The best part here is that you can finance loans to acquire this Rolex watch with third-party lending partners for an average monthly payment amount of $1,057.
#2. Rolex Two Tone Submariner Ref. M126613LN-0002
Check Current Price | Average Monthly Payment = $1,163
- Dimensions: 41mm diameter, 12.3mm thickness
- Case Material: Yellow gold and Stainless steel
- Water resistance: 300m
- Movement: Automatic
- Crystal: Sapphire
Our Experience With The Rolex Two Tone Submariner Ref. M126613LN-0002
Next on our list is the Rolex Two-Tone Submariner Ref. M126613LN-0002.
Elegant but sporty at the same time, this luxury watch features a 41mm case and an Oyster bracelet made of stainless steel and yellow gold.
It has a sophisticated and highly legible black dial with luminous hands and hour markers, perfect for both daytime and low-light visibility.
The combination of the black dial and gold bezel adds a touch of complexity to its overall appearance, making it versatile enough for formal or casual settings.
You have the option to pay the entire amount for this watch if you’re able to.
Alternatively, you can choose to pay for it through a set period of manageable installments, incurring a minimum charged interest if you don’t have that money yet.
#1. Rolex Submariner Ref. M124060-0001
Check Current Price | Average Monthly Payment = $807
- Dimensions: 41mm diameter, 12.5mm thickness
- Case Material: Stainless steel
- Water resistance: 300m
- Movement: Automatic
- Crystal: Sapphire
Our Experience With The Rolex Submariner Ref. M124060-0001
If you’re considering a personal loan to acquire a luxury watch, then the Rolex Submariner Ref. M124060-0001 is unquestionably a timepiece worthy of your hard-earned money.
This Rolex watch features the classic design of a Submariner that impressed many watch experts and enthusiasts around the globe.
It has a stunning black dial, silver-toned hands, and dot hour markers coated with highly luminous material.
It also boasts the iconic stainless steel bezel with a black ceramic ring that adds a contemporary touch while maintaining its classiness.
Like other Submariners, this watch is available with various Rolex financing options. However, the specific options depend on your purchase amount, and a down payment may be required.
Is A Rolex Submariner Easy To Buy?
Like Patek Philippe and Audemars Piguet, the strong demand and limited supply of brand-new Rolex watches in the market today makes it relatively difficult to purchase.
In line with that, Rolex’s waiting list is often long, and authorized dealers may have a restricted selection available for immediate purchase.
This is why opting to buy pre-owned luxury watches online proves to be more convenient and hassle-free.
Furthermore, acquiring a Rolex within this marketplace can offer you a payment plan or other financing options that can align with your budget.
How Does Rolex Financing Work?
Rolex financing through Buy Now, Pay Later (BNPL) apps operates as a payment method or a personal loan that allows you to split out the cost of a Rolex watch over multiple payments rather than paying the full amount upfront.
It also has an easy and simple application process that can be completed online.
All you need to do is choose the watch you want, select the BNPL payment option and loan term that fits your budget. Lastly, enter your debit/credit card number, and go to the checkout page.
Some of the most trusted BNPL apps are Affirm, Klarna, PayPal Credit, and Sezzle.
The financing option is a good alternative and makes it more accessible for individuals who don’t have immediate cash to purchase a Rolex outright.
Why Opt For Rolex Financing?
Opting for Rolex financing plans offers several advantages that can make purchasing a luxury timepiece more convenient and manageable to fit your financial capacity.
Unlike a layaway program that requires complete payment before you can have the product, Rolex financing options allow buyers to receive their Rolex watch from day one, even if it is not fully paid.
While you can get your watch with a BNPL loan like this, you’ll also pay interest.
But this is nothing compared to the long wait and potential missed opportunities associated with conventional layaway programs or saving the full amount before you buy.
How To Finance A Rolex Submariner
So, if you want to apply for Rolex financing, follow these simple steps.
- Select Your Desired Timepiece: Choose the Rolex Submariner model you desire from your preferred online watch seller.
- Choose BNPL Payment Option: During the checkout process, opt for the “Buy Now, Pay Later” (BNPL) payment option. Then, select the payment plan that best aligns with your budget and preferences.
- Complete Eligibility Check: Fill out a brief questionnaire to assess your eligibility. This might include providing your credit card information at the checkout stage. Following this, you’ll receive an instant decision on your financing request.
Rolex Submariner Financing – FAQ
Yes. Just go to your preferred online watch seller and select the financing option as your payment method.
Yes. Affirm is one of the most trusted Buy Now, Pay Later (BNPL) online lenders as of today.
Financing a Rolex Submariner with bad credit can be challenging and is almost impossible, as lenders often do a soft or hard credit check before approving any loan.
Rolex Submariner Financing – Conclusion
And we’re done!
Those are three of the best Rolex Submariners you can finance.
With this guide, we hope you can get your desired Rolex Submariner without waiting and make the most of flexible BNPL plans.
For us, the top pick on the list is the Rolex Submariner Ref. M124060-0001 for its classic and timeless design without compromising its quality.
And to have a short recap, here are three Rolex Submariners you can finance in 2023:
#1. Rolex Submariner Ref. M124060-0001
#2. Rolex Two Tone Submariner Ref. M126613LN-0002
#3. Rolex Submariner “Starbucks” Ref. M126610LV-0002
If you have questions, comments, or suggestions, feel free to send us a message below!
